our companies

Celina Insurance Group is comprised of several multi-line insurance companies offering a wide range of property and casualty insurance products in Ohio, Indiana, Tennessee, Kentucky, Pennsylvania, Iowa, Minnesota and West Virginia.

Celina has grown over the years by offering superior service to its agents and policyholders. Our product vision is to provide premier personal, small commercial and farm insurance products that meet the needs of insureds and exceed the offers of the competition.

Our core company values are: Stability. Innovation. Relationships.

The Western Reserve Group operates exclusively through over 400 independent agents, providing insurance protection to over 170,000 households and businesses in the states of Ohio & Indiana. The company is rated A (Excellent) by A.M. Best. The Western Reserve Group offers a wide range of value added property and casualty insurance products for individuals, homes, and businesses in Ohio and Indiana.

Today, more than 150 years after our founding, Travelers is one of the nation's largest property casualty companies with more than 30,000 employees and 13,000 independent agents. With 22 product lines across the personal, business, financial and international insurance segments, Travelers has become a symbol of financial strength and is a component of the Dow Jones Industrial Average and the Fortune 100.

Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest insurance and investment companies based in the United States, with offices in the United States, Japan, the United Kingdom, Canada, Brazil and Ireland. The Hartford is a leading provider of life insurance, group and employee benefits, automobile and homeowners insurance and business insurance - as well as investment products, annuities, mutual funds, and college savings plans. The Hartford serves millions of customers worldwide - including individuals, institutions, and businesses - through independent agents and brokers, financial institutions, and online. After 200 years in business, The Hartford is known for its superior customer service and continued operational excellence.

The Progressive Group of Insurance Companies, in business since 1937, ranks third in the nation for auto insurance based on premiums written and provides drivers with competitive rates and 24/7, in-person and online service.

The Progressive Group is the number one writer of automobile, motorcycle, RV and personal watercraft insurance through independent agents and a leading agency writer of boat and commercial auto insurance.

ECM is proud of our rural heritage and tradition of people helping others in time of need. Everett Cash Mutual Insurance Company was founded in 1913 by Simon F. Whetstone with these same strong principals in mind. After nearly 100 years ECM continues to provide security, peace of mind and loyality to our rural clientele.

We are very proud that ECM is the 3rd largest writer of Farmowners Insurance in the state of Pennsylvania. We insure over 9 billion dollars worth of property with written premium exceeding 40 million dollars. Our 400 independent agents throughout Pennsylvania, Maryland, Indiana, North Carolina and Virginia represent our company and our over 50,000 policyholders.

PHLY is a team of motivated, high achievers committed to delivering innovative products and unsurpassed service to niche insurance markets. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholders. We believe that integrity and mutual respect are the foundation of long-term and fulfilling relationships with our employees, customers, and business partners.

Omni has been providing an array of quality insurance products and services since 1986 and is located in Atlanta, GA where we specialize in providing affordable automobile insurance with low down payments and convenient payment plans to fit any budget. Customers can tailor their coverage to meet their specific needs.

Omni Insurance Group, a subsidiary of American Independent Companies Inc., is a rapidly growing regional auto insurer doing business in 15 southern and mid western states. Financial strength and claims paying ratings from third party rating agencies are instrumental in establishing the competitive positions of companies in the insurance industry. A.M. Best rates Omni Insurance Groups financial strength at "B+" (Very Good). This means that you can have confidence that Omni will be there when you need them.

In 1991, Hagerty created a similar product for collector cars. And in 1995 two of Frank and Louise's three children, Kim and McKeel, came home to run the family business - despite their vows to never make a career of insurance! Together they've overseen the company's tremendous growth, which has been supported by a great product, exceptional client service, cutting-edge technology, creative marketing and, of course, intelligent, forward-thinking and hard-working employees. In 25 years, Hagerty has grown from a small agency headquartered in the Hagerty family basement to the leading provider of collector car and boat insurance in the world!

Anthem, Inc. grew out of two Indianapolis-based corporations formed in 1944 and 1946 as mutual insurance companies. Those two companies were created to provide health insurance to residents of Indiana as Blue Cross of Indiana and Blue Shield of Indiana. They eventually merged to form Blue Cross and Blue Shield of Indiana. In October 2001, Anthem demutualized and conducted an initial public offering of common stock. WellPoint, Inc. (formerly Anthem, Inc.) was formed when WellPoint Health Networks Inc. and Anthem, Inc. merged in 2004 to become the nation's leading health benefits company.

A full-service, multi-line provider of insurance and financial services products, Mutual of Omaha offers products and services that provide financial protection to help families, individuals, businesses and groups achieve their goals.

Renaissance is focused on creating employee benefit products that today's consumer-driven market demands. Renaissance provides cost effective, yet quality-driven products. These products provide new options for smaller employers as well as individuals.

UnitedHealthcare (www.unitedhealthcare.com) provides a full spectrum of consumer-oriented health benefit plans and services to individuals, public sector employers and businesses of all sizes, including more than half of the Fortune 100 companies. The company organizes access to quality, affordable health care services on behalf of more than 26 million individual consumers, contracting directly with more than 580,000 physicians and care professionals and 4,900 hospitals to offer them broad, convenient access to services nationwide. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.

Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets.

Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

Since writing their first policy in 1871 as The Life Insurance Company of Virginia, Genworth has been committed to helping people effectively protect and achieve the comfort of financial security. Today, even in this challenging environment, Genworth Financial is strategically focused and positioned to provide the stability, confidence and support our policyholders, customers and distributors can rely on now and in the future.

Medicare has made Humana a big-time player in the health insurance game. One of the country's largest Medicare providers and a top health insurer, Humana provides Medicare Advantage plans and prescription drug coverage to more than 3.4 million members throughout the US. It also administers managed care plans for other government programs, including Medicaid plans in Florida and Puerto Rico and TRICARE (a program for military personnel) in 10 southern states. Additionally, Humana offers traditional health plans and some specialty products (group life and disability insurance, for example) to commercial employers and individuals. All told, it covers more than 10 million health plan members in the US.

In 1997, West Coast Life Insurance Co. became a member of the Protective Life Insurance Family. West Coast Life added its excellent reputation in the insurance industry amongst the brokerage community and, of course policyholders, to the growing list of the Protective Life family of policyholders.

West Coast Life was founded in 1906 and Protective Life in 1907. The two companies have forged the experience of almost 200 years in the life insurance business in America. West Coast Life's history includes more company "firsts" than most other companies can even imagine.

At UnitedHealthcare, we are committed to improving the health care system. UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 632,000 physicians and health care professionals, 80,000 dentists and 5,060 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.

Arlington/Roe was founded in 1964 by Francis Roe, father of current President and owner, James A. Roe, and is respected nationwide as a Managing General Agent and Excess & Surplus Lines Broker.

Started initially as a general agent for mobile home and recreational vehicle insurance, Arlington/Roe has since expanded to include other Specialty Personal Lines, Commercial Property and Liability (Underwriting and Brokerage), Commercial Auto/Transportation, Aviation, Bonds, Professional Liability, Workers Compensation, and Medical Professional. Arlington/Roe is a true believer in the independent agency system.

Downey Insurance has been in operation since 1970, providing insurance services for public entities. Most notably, Downey Insurance has performed as the administrator of Indiana Public Employers' Plan (IPEP) for the past 20 years. IPEP is the largest provider of public entity workers compensation in the State of Indiana which provides coverage for as much as $1,000,000,000 in public worker wages.

Downey Insurance is also the Program Administrator for a municipal property and casualty program (PEP) which provides a wide range of coverages to public entities through EMC Insurance Companies, Inc. Through this program, Downey Insurance provides comprehensive package lines of insurance including professional liability for law enforcement and public officials. These coverages are available to counties, cities, towns, townships, school corporations and others.

Additionally, Downey Insurance continues to operate as the Regional Director for Volunteer Fire Insurance Services, Inc. (VFIS) for the State of Indiana. Through the VFIS program, Downey Insurance provides professional liability and enhanced full package coverages to Emergency Services Organizations (ESO) throughout the State of Indiana.

James Allen Insurance Brokers is both a national program administrator and a national managing general underwriter/agent licensed to do business in 49 states. Our company was originally formed as a retail agency of less than $75,000 in premium volume and quickly evolved into one of the leading farm insurance and product development firms in the United States. Our group of companies wrote in excess of $85 million in 2009 and will underwrite over $500 million by the end of 2014.

We have over 175 years of farm underwriting knowledge. The foundation of our company has been built on farm business and remains our focus. In addition, our company underwrites 30% more profit than the top 50 farm writers in the U.S. Due to this fact, our company has been successful in obtaining the complete underwriting pen for all insurance companies for which we hold contracts and underwriting authorities.